Nonstandard Auto Insurance for all of Florida
Have you been cited for not having nonstandard auto insurance, requiring a Florida SR22? Have you experienced coverage lapses? Maybe you’ve been stopped for a large number of traffic tickets or been cited for major violations?
If any of these describes you, don’t despair. At FHC Insurance, Southwest Florida, we can find auto coverage to suit your unique circumstances.
Auto Insurance for the Less Than Perfect Florida Driver
Many people have driving records that are less than perfect. High-risk auto insurance, more commonly referred to as “Non-Standard” insurance, refers to a car insurance policy that is given to driver who are labeled high-risk. Typically, drivers who are considered high-risk pay higher insurance premiums.
At FHC Insurance Services, we know that accidents happen. That’s why we offer coverage for higher-risk, non-standard drivers, too. This group of drivers includes:
- New and younger drivers
- Drivers with SR22s
- Drivers whose record behind the wheel indicates a lack of experience or maturity
- Drivers with numerous accidents and/or tickets
FHC Nonstandard Auto Insurance: SR-22 Auto Insurance
An SR-22 is not actually insurance, but rather a certification that an insurer files to vouch for a risky driver. It's a way to verify insurance with the minimum liability coverage limits for drivers who have been ordered to obtain this by a judge. There is typically a reasonable fee charged for filing and rates may be a bit higher and/or you may be required to pay your policy in full. Also, keep in mind that an SR-22 filing in Florida is for a period of time, typically no more than 3 years and can be removed after the specified time.
Every state has its own requirements for SR-22 filing but common reasons include:
- DUI or DWI
- Too many points or tickets on your record
- At fault accidents while driving with no insurance
- To get reinstated if your license is suspended or revoked
SR-22 filing sometimes referred to as SR-22 Insurance in Florida can be confusing and stressful to deal with so be sure to ask FHC insurance any question you may have.
For a FREE Quote on Nonstandard Auto Insurance in Florida Contact FHC Insurance Agency
At FHC Insurance Services, we are experts at finding the best, most affordable auto insurance possible for non-standard drivers. Our agency specializes in nonstandard or high-risk auto insurance in Florida. Whether you have had bad credit, too many tickets or accidents, no continuous coverage for a while, or your age limits you from getting good rates in the standard market, we can help.
We believe that our professional responsibilities are not to a corporation, but to our clients. We don’t work for the insurance industry. We work for you! If you’re ready to start a new friendship with an auto insurance agency that cares, call FHC Insurance Agency today at (239) 301-4430. Or for a free online nonstandard auto insurance quote, just fill out the form on this page.